1. Who can apply to JEAP?
(Ans):- A student meeting the following criteria can apply:
- Competent, deserving & needy Jain student
- Maximum 30 years of age
- Course has identified and secured admission
- Pursuing for higher education in any discipline above HSC.

2. How student can apply and what documents will he need?
( Ans):- A student has to apply FA online on  www.jitojeap.in  along with all
supporting documents including but not limited to following:
- Application form & KYC of student & parents
- All mark sheets since 10th standard
- Details of family members
- Birth certificate & school leaving certificate
- ITRs & Bank Statements of Parents
- 2 References with contact details
- Jain Minority Certificate
- Letter from local Sangh
- Confirmation of admission from university / college
- Status of VISA/Application if overseas
- Total cost estimate with supporting's
- Letters of funds taken from other organisations / own funding showing total means
- Agreement to be signed before fund transfer & PDCs, reference confirmation shall be taken (Also refer the list of documents available on the website)

3.How much maximum financial assistance will be available from JEAP?
(Ans:-) It will be depending on the course fee and also the country to which he is planning, repayment capabilities, university he is selecting and other detailed criteria as framed   by  BOD from time to time.

4.What will be the repayment terms of FA?
(Ans:-) The repayment terms may vary depending on the education, but JEAP expects students to start repayment of the FA amount on the completion of the course .

5. What is the interest rate for the interest?
(Ans:-) There will be 0 % rate of interest to the students. This is an Interest free financial assistance to the Student.

6. How the FA will be sanctioned?
(Ans:-) It will be two level process by chapter and Apex committee with defined turnaround time (TAT) at each level and overall time limit. A case can be expedited by Apex committee if any delay happens at chapter level.The entire process will be digitalized with the help of technology, but physical interview and home visit might happen.

7. Are there any fees payable by student? .
(Ans:-) No, there will be no processing charge or FA disbursement charges

8. Are there any restrictions on how the FA funds can be used?
(Ans:-) Yes, the funds should only be utilised only for payment of tuition fees and living expenses as mentioned.

9. Can I apply for the JEAP if I have other student loans or financial aid from other NGO?
(Ans:-) Yes, student can apply by submitting all the details of past loan or existing education loan

10. Will CIBIL / Bureau score be taken in account while sanctioning?
(Ans:-) Yes. CIBIL /Bureau score might be considered while scrutinising the application.

11. Do student have to give any collateral security?
(Ans:-) No.

12. Can NRI/ International students apply?
(Ans:-) No

13. For which countries do JEAP provide financial assistance for education?
(Ans:-) According to our JEAP policy, we are not processing applications for students intending to study in Canada.

14. Does JEAP provide financial assistance for professional courses?
(Ans:-) According to our JEAP policy, we do not provide financial assistance for professional courses. Instead, we endorse courses and institutions accredited by UGC or AICTE, or international universities ranked among the top 600 as per the latest QS rankings. If you have inquiries about any other course, please send us a mail personally.

15. Does JEAP provide financial assistance for foreign undergraduate students?
(Ans:-) JEAP is not processing applications for foreign undergraduate students.

16. Can I use the JEAP to pay for online or distance education courses?
(Ans:-) No.

17. Can I use the FA to cover past education expenses?
(Ans:-) No.

18. How do I know if my FA is approved by JEAP?
(Ans:-) Students can check status online and will receive the mail from JEAP once the FA application is approved by JEAP.

19. Is there a limit to how many times I can apply for JEAP?
(Ans:-) A student can apply only one time and if the funds are sanctioned for next year then he/she should complete the formality of 2nd year documents.

20. How does JEAP ensures the privacy and security of borrower information?
(Ans:-) No details will be shared with third party by JEAP.

21. In case a student does not complete his course/program or give up his studies in between, in that case, does the student have to make the repayment too?
(Ans:-) Yes, in that case, also student or his parents or co-applicant must repay entire FA amount immediately to JEAP.

22. Is FA offered in Indian Rupee or in foreign currency?
(Ans:-) JEAP will only make payment in Indian Rupees and in student’s account in India.

23. When the FA will be disbursed?
(Ans:-) After fulfilment of all the conditions, and submission of all documents online and physically to JEAP office FA will be disbursed by NEFT in the student’s account only.

24.Can I make the repayment earlier than the FA tenure?
(Ans:-) Yes, you can make the repayment earlier than the FA tenure and close your FA account.

25. Are parents or guarantor responsible for repayment of FA if student fails to make the repayment?
(Ans:-) Yes, an applicant and his/her parents and/or guarantor are equally responsible to make the repayment of FA.

26. Can the FA repayment terms be extended for the JEAP?
(Ans:-) No, the extension is granted but if there is medical emergency student can approach to committee by prior appointment with full documents and details.

2 7. Is there any application deadline for applying under JEAP Assistance Program?
(Ans:-) There is no deadline for applying under JEAP assistance program, but we suggest applying 2 months before the starting of the course.

28. What happens if the repayment is not done as per schedule?
(Ans:-) If student fails to repay on time as per the agreement, then interest @12% will be charged to the student from the due date.

29. Can an applicant register with different email ids?
(Ans:-) No, an applicant cannot register with different email ids nor is it possible to change the email address once registered.

30. Can the form be downloaded and sent by post?
(Ans:-) The application form can ONLY be submitted online. You will be able to access your application by logging in to your account.

31. When does one attach documents with the application form?
(Ans:-) The required documents need to be uploaded online only for the application to process further.

32. Can one make changes to the application form?
 (Ans:-) Yes, you have the option of updating and changing the application form until it is submitted.

33. When will the interviews be held?
 (Ans:-) You will get an email that your application is approved by Apex Staff, after that it will go to Chapter. Then Chapter will take interview on phone call with Parents, Students    or Both.